Dear Jac: When you're strapped for cash and under the shadow of Tesco, every penny counts.

And certainly every £20-30 quid counts. Douglas Gill, who runs Doug 'n Di's in Stockport, has been in business for 20 years. Over that time he's had to watch superstores springing up all around him. So far he has managed to stay afloat, but says it is touch and go. ...

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