Sunil Joshi is ticked off with his ATM provider, which has put the cost of withdrawing cash up to £1.85 per transaction. He says that where he trades, in London's Manor Park, there is an overload of ATMs for customers to pick from, with all the rest charging only £1.50.

What's your experience of this? I know people will pay quids for a bottle of water in central London. What's the most they will pay for getting at their own cash? Subject to be revisited next issue.