Independent retailers will be the first outlets to get new equipment should Camelot's proposed expansion into commercial services go ahead.

The National Lottery Commission is currently considering whether to allow Camelot to offer bill payments and phone top-ups through terminals following a consultation with trade associations and other payment terminal providers.

Should Camelot's proposal be accepted, new equipment will be rolled out to independent retailers by the end of the year. Independents are typically on a shorter contract term than multiple accounts so will get the added features first, according to Camelot director of commercial services Paul Charmatz. He added that commission would work on a simple 'click fee' basis, with every retailer getting the same margin regardless of size or number of transactions.

The new equipment includes a hand-held barcode scanner, a key reader for utilities meters and a contactless payment facility to allow consumers to buy lottery tickets and make top-ups of under £15 by waving their debit card.